People in Nashville can purchase a vision insurance plan in several ways. These plans may be offered through an employer, a school district, or government programs such as Medicare or Medicaid.
Traditional indemnity health insurance allows you to choose your own medical providers, and vision coverage may be included as part of these policies. Vision insurance is also often added to health maintenance organization (HMO) plans and preferred provider organization (PPO) plans.
With an HMO, you must use doctors and providers within the HMO network, which offers services at lower costs. PPOs also provide discounted care through a network of doctors, labs, and hospitals. However, if you choose out-of-network providers with a PPO, you usually pay more for those services.
Vision coverage is generally offered in two ways: a discount vision plan or a vision benefits package.
At Barnes Talero EyeCare, both discount plans and benefit packages are designed to fit the needs of many groups, including school systems, unions, and companies of all sizes.
A standard plan often includes:
Costs are usually lower when you visit in-network providers compared to out-of-network ones.
If your workplace offers group vision insurance, you usually pay through payroll deductions or a flexible spending account (FSA).
An FSA, also called a cafeteria plan, lets you set aside pre-tax dollars to pay for health expenses like vision insurance. Since the money is not taxed, you save more overall.
For those who are self-employed or work for an employer that doesn’t provide vision coverage, premiums are usually billed monthly or yearly, depending on the plan.
At Barnes Talero Eyecare, we believe your vision deserves more than quick exams and rushed appointments. Families across Nashville choose us for:
Our Hispanic staff provides care in both English and Spanish to better serve our community.
Every patient receives one-on-one care tailored to their needs.
State-of-the-art equipment ensures accurate diagnoses and treatment.
From exams and vision therapy to glasses and contacts, we cover all your eye health needs.
Looking for expert eye care, glasses, or vision therapy? Fill out the form and our team will get back to you quickly to schedule your appointment.
Give us a call to schedule your next appointment
